Up to £43,000 plus EXCELLENT bonus and benefits

Hybrid Working Available (4 days in the office, 1 day WFH)

A brilliant opportunity for a candidate with strong Credit and Lending Administration experience who has been working in Retail Banking to break into Private Banking!

Our client, a London-based Private Bank is seeking a Loan / Credit Officer to join their busy team. You will play a comprehensive role from the initiation of lending through to documentation, monitoring, control, and recovery. If you're committed to providing first-class service to the front office while ensuring strict compliance, and thrive working with minimal supervision, we want to hear from you.

Key Responsibilities of the Loan / Credit Officer to include:

• Lending Documentation & Control: Prepare, review, and control all lending facility letters and EYIS documents for Regulated Mortgage Contracts, ensuring proper documentation to protect the Bank's interests.
• Credit Limit Management: Accurately maintain, input, and renew credit limits within our systems.
• Legal & Collateral Processing: Prepare instruction letters for solicitors and valuers, manage legal charges, complete client redemption statements, and handle loan repayments, including releasing collateral.
• Compliance & Reporting: Assist with required returns to the FCA, index lending documentation, and ensure all activities comply with the Bank’s policies and procedures.
• Query Resolution & Support: Provide solutions to credit queries and issues that may arise, acting as a key point of contact.
• Stakeholder Management: Build and monitor strong relationships with internal and external stakeholders to ensure a consistently high quality of service.
• Project Involvement: Contribute to project work as opportunities arise within the Credit department.
• Risk Management: Diligently observe internal policies and procedures to manage risks inherent to the role.

Requirements for the successful Loan / Credit Officer to include:

• A solid banking background with an emphasis on Credit.
• Detailed and demonstrable knowledge across all areas of lending.
• Experience working with High Net Worth clients is essential.
• Working knowledge of CCA and MCOB rules.
• Exceptional multi-tasking capability and the ability to work under pressure with a heavy workload.
• Excellent written and verbal communication skills are essential.
• Superb time management and organizational skills.

Benefits include:

• Agile working with a 4:1 hybrid policy
• Competitive salary, pension & holiday allowance
• BUPA Health cover
• Market leading maternity/paternity and menopause policies
• 4x Life Assurance
• Discretionary bonus
• Income Protection scheme
• Flexible benefits

This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency