Loan / Credit Officer (Break into Private Banking)
Job Type | Permanent |
Area | All of London, UKCity, UK |
Sector | BankingFinancial ServicesOperationsCredit |
Salary | Up to £43,000 plus EXCELLENT bonus and benefits |
Currency | GBP |
Start Date | |
Job Ref | VAC-22034 |
Job Views | 16 |
- Description
Up to £43,000 plus EXCELLENT bonus and benefits
Hybrid Working Available (4 days in the office, 1 day WFH)
A brilliant opportunity for a candidate with strong Credit and Lending Administration experience who has been working in Retail Banking to break into Private Banking!
Our client, a London-based Private Bank is seeking a Loan / Credit Officer to join their busy team. You will play a comprehensive role from the initiation of lending through to documentation, monitoring, control, and recovery. If you're committed to providing first-class service to the front office while ensuring strict compliance, and thrive working with minimal supervision, we want to hear from you.
Key Responsibilities of the Loan / Credit Officer to include:
- Lending Documentation & Control: Prepare, review, and control all lending facility letters and EYIS documents for Regulated Mortgage Contracts, ensuring proper documentation to protect the Bank's interests.
- Credit Limit Management: Accurately maintain, input, and renew credit limits within our systems.
- Legal & Collateral Processing: Prepare instruction letters for solicitors and valuers, manage legal charges, complete client redemption statements, and handle loan repayments, including releasing collateral.
- Compliance & Reporting: Assist with required returns to the FCA, index lending documentation, and ensure all activities comply with the Bank’s policies and procedures.
- Query Resolution & Support: Provide solutions to credit queries and issues that may arise, acting as a key point of contact.
- Stakeholder Management: Build and monitor strong relationships with internal and external stakeholders to ensure a consistently high quality of service.
- Project Involvement: Contribute to project work as opportunities arise within the Credit department.
- Risk Management: Diligently observe internal policies and procedures to manage risks inherent to the role.
Requirements for the successful Loan / Credit Officer to include:
- A solid banking background with an emphasis on Credit.
- Detailed and demonstrable knowledge across all areas of lending.
- Experience working with High Net Worth clients is essential.
- Working knowledge of CCA and MCOB rules.
- Exceptional multi-tasking capability and the ability to work under pressure with a heavy workload.
- Excellent written and verbal communication skills are essential.
- Superb time management and organizational skills.
Benefits include:
- Agile working with a 4:1 hybrid policy
- Competitive salary, pension & holiday allowance
- BUPA Health cover
- Market leading maternity/paternity and menopause policies
- 4x Life Assurance
- Discretionary bonus
- Income Protection scheme
- Flexible benefits
This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency