Up to £36,000 per annum plus excellent bonus and benefits

3 positions available

Please note, this role is 5 days a week in the office

Due to exciting business growth, a fantastic opportunity has arisen to join a leading innovator in the digital payments space. As they continue to scale their global footprint, they are seeking to hire THREE diligent and proactive Financial Crime Analysts to strengthen the day-to-day delivery of their financial crime and risk framework.

This is an excellent opportunity for someone early in their career who is a genuine go-getter -hungry to learn, take ownership, and progress quickly within a fast-paced Fintech environment. Reporting into the Head of Financial Crime, you will play a hands-on role in protecting the business against evolving threats across its acquiring and issuing activity. Please note, merchant acquiring experience is essential

Duties of the Financial Crime Analyst to include:

• Transaction Monitoring: Conduct end-to-end transaction monitoring across the firm’s acquiring (and where relevant, issuing) activity, investigating alerts and identifying suspicious patterns in merchant and cardholder behaviour.
• AML, CTF & Sanctions: Carry out AML, CTF and sanctions screening reviews, escalating potential matches and supporting the preparation and filing of Suspicious Activity Reports (SARs).
• Due Diligence: Perform KYC/KYB and Enhanced Due Diligence (EDD) checks at onboarding and on an ongoing basis, with a particular focus on acquiring portfolios.
• Fraud & Chargebacks: Investigate fraud and chargeback trends within the acquiring book, working closely with first-line teams to mitigate exposure and reduce risk.
• Case Management: Maintain thorough, well-documented investigation records, evidence, and audit trails to support internal and regulatory scrutiny.
• Reporting & MI: Support the production of Management Information (MI) for the Financial Crime team and governance committees, highlighting trends and emerging risks.
• Continuous Improvement: Contribute ideas to refine monitoring rules, typologies, and procedures as the business and threat landscape evolve.
• Collaboration: Work alongside the wider Financial Crime, Compliance, and Operations teams to ensure a joined-up, risk-based approach.

Requirements for the successful Financial Crime Analyst to include:

• Experience: 1–3 years’ experience in a financial crime, AML, or transaction monitoring role within a regulated environment (e.g., Payments, Fintech, E-money, or Banking).
• Payments Knowledge: Some experience within Acquiring is essential; exposure to Issuing would be highly beneficial.
• Subject Matter Knowledge: A solid understanding of AML, CTF, sanctions, and fraud typologies, along with an awareness of SAR filing obligations.
• Attitude: A genuine “go-getter” — proactive, ambitious, and eager to take on responsibility and grow quickly. Candidates early in their career who are hungry to develop are strongly encouraged to apply.
• Analytical Skills: Strong attention to detail and a methodical, investigative mindset, with the ability to spot anomalies and join the dots.

This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Associates Resourcing Limited are those of an Employment Agency.